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Job Description
- Ensure that Existing and future corporate commitments & investments are managed in accordance with a system & processes.
- Ensure Timely processing of credit applications by adhering to credit policies, processes & procedures.
- Minimize potential losses through implementing credit policies & regulations as well as properly assessing client's ability to meet debt obligations.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
- Review corporate customer files to identify and select delinquent accounts for collection.
- Check the past credit history of the customer and confirm the same with Central Bank summary exposure report.
- Assigns monitors and reviews the progress and accuracy of assigned work.
- Familiarizes employees with established credit policies, procedures, rules and regulations.
- Provides technical guidance on the more complex issues
- Evaluates, recommends, and implements changes in methods, processes, and procedures related to credit to improve customer service and maintain business objectives.
- Compiles data from credit history and financial statements. Analyses Balance Sheets, Profit & Loss Statements, and other financial data such as income growth, quality of management, market share; compares liquidity, profitability, and credit history with similar organizations in same industry and geographic location; generates financial ratios to evaluate financial status.
- Follows all relevant departmental policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner.
Qualifications, Experience, & Skills
- Good analytical & evaluation skills with focus on risk & mitigations.
- Command of basic computer skills (Word, Excel).
- Command of Arabic & English languages
- Able to communicate with counterparts
- Time Management Skills
- Communication Skills
- Analytical and Logical Thinking
- Negotiating Skills
Job Details
Job Location
Riyadh, Saudi Arabia
Job Role
Banking
Employment Status
Full time
Preferred Candidate
Career Level
Entry Level
Years of Experience
Min: 2 Max: 6
Nationality
Saudi Arabia
Degree
Bachelor's degree